Taxes
Year-End Tax Planning: 12 Moves to Make Before Dec. 31
Year-end tax planning for 2026: Roth conversions, RMDs, charitable gifts, and the 0% capital gains rate retirees can still use before Dec. 31.
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Taxes
2026 and 2027 Capital Gains Tax Brackets: Why Your Rate Rises
Long-term capital gains are taxed at 0%, 15%, or 20%. See the 2026 and 2027 brackets by filing status and how other income pushes your rate higher.
Taxes
Tax-Free Roth Conversions: How Your Deductions Create Room
See how much a tax-free Roth conversion can cover in 2026 and 2027, how the senior deduction adds room, and what can still cost you.
Planning
2026 and 2027 Tax Brackets: Rates and Standard Deductions
See the 2026 tax brackets for the return you file in 2027, plus the new 2027 brackets, standard deductions, and the extra deductions at 65 and older.
Taxes
Roth Conversions in a Market Downturn: Benefits and Risks
A market downturn lets you convert the same shares to a Roth for less taxable income. See the benefits, risks, and how much to convert in 2026 and 2027.
Retirement Planning
The Midterm Elections Are Over. What Changes for Your Retirement?
The 2026 midterms put Democrats in control of Congress. Here’s what that could mean for Social Security, taxes, healthcare, and Roth conversions.
Retirement Planning
What Is Behavioral Finance? 10 Biases That Cost You Money
Behavioral finance explains why smart people sell low, save too little for retirement, and claim Social Security early. Here are the biases and the fixes.
Retirement Planning
Monte Carlo Simulation for Retirement: How It Works and What Your Odds Mean
A Monte Carlo simulation tests your retirement plan across 1,000 simulated markets to estimate your odds. Here’s how it works and what your score means.
Taxes
What Is NIIT? The 3.8% Net Investment Income Tax Explained
The net investment income tax adds 3.8% to investment income once MAGI tops $200,000 or $250,000. See who pays it, how it’s figured, and how to cut it.
Retirement Savings and Investments
Asset Allocation by Age: The Right Mix at Every Stage
The best asset allocation strategy for you today? As you age? Is age the best way to determine investment strategy? Get answers.
Retirement Planning
Can You Retire at 62? How Much You Need and What to Plan For
You can retire at 62 if savings cover your spending until Social Security and three years of health coverage. Here’s how to check the math.
Retirement Planning
Retire With Confidence: What Retirement Surveys Show
People with a financial plan are more than twice as likely to feel confident. See what 2026 retirement surveys show and the planning steps people skip.
Housing and Home Equity
How to Use Home Equity in Retirement: 6 Ways to Tap It
Homeowners 62+ hold a record $15.34 trillion in home equity. See 6 ways to use home equity in retirement, what each costs, and when it makes sense.
Estate Planning
Average Inheritance in the U.S. Is About $125,000. Most Get Less.
The average U.S. inheritance is about $125,000, and the median among heirs is $124,000. See figures from parents, trusts, wealth tiers, and estate tax limits.
Financial Wellness
10 Personal Finance Trends in 2026 (and Which Ones Work)
Moneymaxxing, No Buy 2026, and soft saving lead this year’s personal finance trends. See what each one involves and which ones help your plan.
Planning
PlannerPlus Price Rises Oct. 15 for New Boldin Subscribers
On October 15, 2026, the PlannerPlus price rises to $168 a year for new subscribers. Subscribe before then to get the current $144 price.
Financial Wellness
25 Personal Finance Rules (Start With Just 3)
Ask any financial planner and the same three personal finance rules come up first. See them, then explore 22 more for building real wealth.
Budgeting & Spending
How to Manage Your Money in Retirement: 10 Rules That Work
Retirement changes how money works: fewer earning years, more tax decisions. These 10 rules cover withdrawals, spending, and what shifts over time.
Financial Wellness
How to Save for Retirement: How Much to Save and Where to Put It
How to save for retirement: aim for about 15% of income, use accounts in the right order, and see 2026 401(k), IRA, and HSA limits plus ways to save more.
Value Your Time
Financial Mapping: A Roadmap for Your Money and Time
Financial mapping can lead you to better financial decisions and outcomes, turning scattered goals into a plan that holds up against risk.
Planning
The Future of Financial Advice Isn’t More Advisors
Vanguard just paid billions for Altruist to scale advisors. Boldin’s CEO argues the bigger opportunity is scaling what you can do yourself.
Retirement Planning
How to Deal With Financial Stress: 10 Ways to Worry Less About Money
Specific, research-backed ways to help you deal with financial stress and money worries. Start building real confidence today.
Retirement Planning
Financial Decision Making: 13 Strategies for Smarter Choices
Poor financial decision making costs more than money. Learn to slow down, cut bias, and choose with a clear plan.
Planning
Boldin AI Assistant: How It Works With Your Retirement Plan
Ask Boldin AI about your plan, or tell it what changed to keep your plan current. You approve every update the AI makes before it’s applied.
