Taxes
Roth Conversions in a Market Downturn: Benefits and Risks
A market downturn lets you convert the same shares to a Roth for less taxable income. See the benefits, risks, and how much to convert in 2026 and 2027.
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Retirement Planning
Retirement Tax Planning: 9 Strategies to Lower Your Taxes
Retirement tax planning comes down to which accounts you tap, when, and how much. Here are 9 strategies, updated for 2026 and the $6,000 senior deduction.
Retirement Planning
The Midterm Elections Are Over. What Changes for Your Retirement?
The 2026 midterms put Democrats in control of Congress. Here’s what that could mean for Social Security, taxes, healthcare, and Roth conversions.
Medicare and Health Insurance
Health Insurance Age 62 to 65: Average Cost Before Medicare
Average health insurance cost from 62 to 65 often tops $1,000 a month without a subsidy. See real cost ranges and how to plan for it.
Retirement Planning
What Is Behavioral Finance? 10 Biases That Cost You Money
Behavioral finance explains why smart people sell low, save too little for retirement, and claim Social Security early. Here are the biases and the fixes.
Retirement Planning
Monte Carlo Simulation for Retirement: How It Works and What Your Odds Mean
A Monte Carlo simulation tests your retirement plan across 1,000 simulated markets to estimate your odds. Here’s how it works and what your score means.
Retirement Planning
Best Places to Retire in 2027 and How to Choose Yours
U.S. News ranks Midland, Mich., No. 1 for 2027. See where the major lists agree, where retirees are moving, and how to test a move in your plan.
Retirement Planning
Leaving Money on the Table When You Retire: 10 Places to Look
From your last paychecks to your first years retired, here are 10 places people leave money on the table, with 2026 and 2027 figures for each.
Retirement Planning
Fear of Spending Money in Retirement and How to Overcome It
Retirees spend about half of what a safe withdrawal rate allows. See why the fear of spending money in retirement sets in and how to ease it.
Retirement Planning
Can You Retire at 62? How Much You Need and What to Plan For
You can retire at 62 if savings cover your spending until Social Security and three years of health coverage. Here’s how to check the math.
Retirement Planning
2026 Global Retirement Index: Norway Leads, U.S. Falls to 24th
Norway tops the 2026 Natixis Global Retirement Index again. The U.S. slips to 24th of 44. See all 44 countries and what drove the drop.
Your Career
One More Year Syndrome: What Working Another Year Buys You
Working one more year can add savings, raise your Social Security check, and shorten the years your portfolio has to cover. Here’s how to weigh it.
Retirement Planning
How to Plan for Retirement: An 8-Step Guide
How to plan for retirement in eight steps, from counting your savings to testing and reviewing your plan. See where you stand.
Retirement Planning
Retire With Confidence: What Retirement Surveys Show
People with a financial plan are more than twice as likely to feel confident. See what 2026 retirement surveys show and the planning steps people skip.
Retirement Planning
13 Retirement Mistakes to Avoid: How to Fix Each One
Claiming Social Security at 62 cuts your benefit by 30% for life. See the 13 most common retirement mistakes to avoid and how to fix each one.
Retirement Planning
Average Net Worth by Age: Median, Top 10% and Top 5%
The median U.S. household net worth is $215,900, and the average is $1.24 million. See net worth by age, from the 25th percentile to the top 5%.
Housing and Home Equity
How to Use Home Equity in Retirement: 6 Ways to Tap It
Homeowners 62+ hold a record $15.34 trillion in home equity. See 6 ways to use home equity in retirement, what each costs, and when it makes sense.
Retirement Savings and Investments
Top 10% Wealthiest Retirees Have $3.9M: Net Worth by Age
The top 10% wealthiest retirees have about $3.9M in net worth, per Boldin’s analysis of 2025 Fed data. See the top 5% and 1% by age, and where you stand.
Estate Planning
Average Inheritance in the U.S. Is About $125,000. Most Get Less.
The average U.S. inheritance is about $125,000, and the median among heirs is $124,000. See figures from parents, trusts, wealth tiers, and estate tax limits.
Retirement Planning
How to Transition to Retirement: A 5-Year Timeline
A transition to retirement works best over about five years. Here’s what to decide when, from your budget and Social Security to Medicare and rollovers.
Retirement Planning
On Track for Retirement? Only 58% of Savers Say Yes in 2026
Just 58% of savers say they’re on track for retirement, down from 68% a year ago. See where high and low earners are slipping and how to check your plan.
Happy Retirement
Retirement Gift Ideas: Thoughtful, Funny, and Personal Picks
Retirement gift ideas for coworkers, parents, and friends: thoughtful, funny, and useful picks, plus how to build a retirement survival kit.
Planning
PlannerPlus Price Rises Oct. 15 for New Boldin Subscribers
On October 15, 2026, the PlannerPlus price rises to $168 a year for new subscribers. Subscribe before then to get the current $144 price.
Retirement Planning
How Much Do I Need to Retire Early? Ages 40 to 60
Retiring early takes more than a bigger nest egg. See how much you need at 40, 45, 50, 55, and 60, and how much has to be reachable before 59½.
